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Sunday, September 11, 2011

I didn't get the Toronto job (pretty sure). They didn't even check my references which is strange. However, the supervisor from Guelph emailed me; another permanent position has come up and they're offering it to me! Which means I most likely won't be moving back to Toronto.

Had a meeting with a debt management company. It's really bad. Basically I'm insolvent. I have too much debt and don't make enough to even live on. I may have to file for bankruptcy. This is terrible. I'm at my parents' this weekend and already talked to my mom about it (dad is away on a guys' weekend and will be back later today. I get to explain the whole thing again. Yay! :-(  ). How did I get to this? My dad is a math teacher & financial guy. Apparently he's taught me nothing!

According to the debt counselor, I'm not doing anything wrong. My living expenses are average. I just have this massive debt, and if I can't find a way to make a LOT of extra money per month, I'm going to seriously have to look at bankruptcy. Also, I could consider a consumer proposal. Basically, any of these options will wreck my currently quite good credit.

So, things have been pretty bad around me lately. I've been really depressed and upset about this whole thing. Add to that my stupid band, and I'm really down. I don't know what I'm going to do. I'm just moving money around and trying to survive and every month the debt gets more and more.

Ug. I'm such a downer! Sorry. Oh, and on top of that, what day is it? One of the worst in recent history. I've been thinking about the U.S. today. I remember where I was. I remember everything.

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